FIRE and Digital Nomad Runway Calculator

Nomad Runway is a free financial runway calculator for FIRE (Financial Independence, Retire Early) and digital nomads. Enter your assets across 30+ currencies, your monthly expenses, and any income contributions to calculate exactly how long your money will last.

Use the real return rate slider to model portfolio growth after inflation, based on the 4% safe withdrawal rate and Trinity Study research. The asset projection chart shows your portfolio balance over time at your chosen return rate.

The geo-arbitrage simulator compares your financial runway across 120 cities worldwide using Numbeo Cost of Living and Rent Index data. See how relocating from London to Lisbon, Bangkok, or Medellin extends your runway by reducing your monthly expenses.

Nomad Runway

How long can you keep going?

Assets

FX rates snapshot: 2026-05

Display in

Total: $0

Monthly Expenses

Fixed

Rent, insurance, subscriptions

Variable

Food, transport, fun

Monthly Contributions

Income or transfers that extend your runway

% /yr
Stops afteryears

Runway at

% real return (after inflation)

Historically, diversified stock portfolios have returned around 5-7% in real terms.

Add your assets and monthly expenses above to calculate your runway.

Geo-Arbitrage Simulator

Cost of Living + Rent Index from Numbeo · snapshot 2025-03 · Click a city or use the dropdown to set as home

Your expenses are treated as home city costs; other cities scale by relative cost of living. Runway uses your assets, expected return, and contributions.

Home city